
Insurance made simple
One storm, accident, or lawsuit can wipe out what took you years to build.
Citizens Insurance Agency helps you choose clear home, auto, and business coverage so you can protect your land, your livelihood, and your legacy with confidence.
Locations
Fredericksburg
(830) 990-2229
625 S Washington St, Fredericksburg, TX 78624
Brady
(325) 597-4222
1608 S Bridge St, Brady, TX 76825
Mason
(325) 347-6440
341 Fort McKavitt St, Mason, TX 76856
San Saba
325-372-4355
101 E Wallace St Ste A
San Saba , TX 76877

Protect what you drive
On the road, it only takes a moment for everything to change.
A split-second distraction, a hailstorm, a deer in the headlights—suddenly you’re wondering what’s covered, what isn’t, and who you’re supposed to call.
We don't have a 1-800 number. No robots.Real people. Real results.
You get a local agent who knows your name, your town, and the roads you drive every day. We’ll sit down with you, listen to your situation, and help you choose auto coverage that actually fits your life—not just a number on a screen.

Protect Where You Live
Your home is more than an address. It is where your people, your memories, and your favorite things live.
But it only takes one storm, leak, or accident to turn that safe place into a big unknown.
At Citizens Insurance Agency, you are not calling a call center.
You are talking to a local agent who understands your town, your weather, and the way life really works here. We take the time to listen, explain your options in plain language, and help you choose coverage that actually matches your home and your budget.

Owning a business in a small town means your name is on the sign and your reputation is on the line.
One accident, injury, or storm can put years of hard work at risk.
At Citizens Insurance Agency, you’re not just a policy number. You’re a neighbor.
We take time to understand what you do, who you serve, and what keeps you up at night, then help you choose business coverage that actually fits how you operate.
Protect even more
Need to cover something not listed? Let's talk.
© Citizens Insurance Agency.
All right reserved.
Thank you for taking the time to visit Citizens Insurance Agency. We’re honored you’d trust a small local team to help protect what matters most, and we’re here whenever you’re ready to talk through your options and find the coverage that fits.